What are the pros and cons of investing in personal breakdown cover?

Road assistance is a very convenient service when you require roadside assistance. Even though you may be required to pay for the service and make a claim later, having a recovery service in place is very useful and our Cheap Roadside Recovery team can ensure that you get the most reliable service.

There are quite a variety of covers on offer from various different companies and insurers. Our Cheap Roadside Recovery team advise that you invest time to ask the right questions and choose the cover that is most convenient for you. The covers can be procured from several providers and sometimes offered as part of your annual insurance plan for your vehicle.

Investing in professional roadside assistance is a must if you are travelling for work or commuting. Having that extra level of security and help in your time of need is a comfort for most drivers. However, some drivers have enough knowledge of their vehicle or have the training to get their car back on the road after a breakdown. Having a breakdown assistance cover in place can ensure that you are never left at the side of the road alone, but if you have a general knowledge of cars and vehicle maintenance, you may find breakdown cover to be an unnecessary cost. Below, our Cheap Roadside Recovery team have listed some pros and cons to help you to decide.

What are the benefits of personal vehicle breakdown cover?

  • Breakdown vehicle recovery can be a cheap and affordable option when there is only one car on the policy.
  • If a family member becomes the victim of a breakdown on the road, they will be entitled to the same service from our Cheap Roadside Recovery team that would have been given to you. Therefore, our customers will have peace of mind knowing their children will have someone to call in the case of breakdown or accident.
  • If you have access to a variety of vehicles, for either your work or personal life, you have the added security of being covered in every vehicle.
  • Your personal cover can be extended to the vehicle of a friend if you are a passenger in the car when it breaks down.

What are the disadvantages of investing in personal breakdown cover?

  • In the event that you are in someone else’s car and unfortunately develop a problem on the road, you cannot lay claims on the charges which you will incur to fix that vehicle.
  • Unfortunately, a family member with a personal cover will not be entitled to the claim if their family has an issue when he/she is not in the car.
  • If you share ownership or have more than one person with access to your vehicle, there is a need for them to have their own breakdown cover. Having two covers for the same car is an unnecessary expense, essentially making personal breakdown recovery redundant.

Whatever you decide is best for you, it is important to discuss it thoroughly with a professional. Our Cheap Roadside Recovery team can offer you advice and guidance when buying personal breakdown cover.